The Rookie.
90% of life insurance agents quit within their first year. Inexperienced. Undertrained. Too important a decision to trust to a novice.
The Captive.
Works for one insurance company. One option to show you — that is it. Even if something better exists for your health and your budget.
The Independent.
State licensed. No ties to any single carrier. Shops up to 40 A-rated companies at once based on your age, your health, and your budget. Works for you — not an insurance company.
This is the only type worth talking to.
- Rookie — inexperienced, undertrained
- Captive — one option, no alternatives
- Form fills that sell your data
- Phone bombardment from strangers
- Black box — no idea what options exist
- Verified independent agent
- 40 A-rated carriers shopped at once
- You call — your terms
- One direct line, one honest process
- Your personal marketplace on screen
This Is Exactly What Happens When You Call:
01
The Free Ten Minute Assessment
When you call you will first speak with Aimee — our automated coverage specialist. Aimee is not a salesperson. She cannot sell you a policy even if she wanted to. Her only job is to walk you through a quick series of questions to answer one thing definitively — do you even need this? Ten minutes. No personal information required. No sales pressure. Just an honest yes or no. If the answer is no — you are done. Call over. Clarity achieved. If the answer is yes — you move to step two.
02
Your Personal Marketplace
A verified independent agent — licensed, experienced, part of a nationwide network — will spend ten minutes going deeper. Your age. Your gender. Your health. Based on your answers they will pull up your personal marketplace — every option available to you from up to 40 A-rated carriers. You will see the companies. You will see the prices. You will see exactly what you qualify for. Nobody else in this industry shows you this. This is your market. Your options. Laid out plainly so you can compare them yourself.
03
If You Want To Move Forward
If you see something that fits — you simply pick it. The agent walks you through the application. Approval happens the same call. Policy delivered straight to your inbox. Done. If you are not ready — that is completely fine. You now know exactly what is available to you and what it costs. No pressure. No follow up calls you did not ask for.
The first ten minutes are with Aimee — not a salesperson, not an agent. Just an honest automated assessment designed to answer the one question nobody else will ask you straight: Do you even need this?
Nationwide network of verified independent agents.
Licensed across all 50 states. Free service. No obligation.
Call Now — Start Your Free Assessment
1-888-470-7720
Not ready right now? That is okay.
But when you are — call this number directly.
Do not fill out another form.